1. Documents issued by competent authorities indicating the causes and circumstances of the occurrence or appearance of the natural disaster – Inspectorate for Emergency Situations, Volunteer Services for Emergency Situations (SVSU) / Local Committee for Emergency Situations (CLSU) within the Municipality, Prefecture, or other authorities empowered by law, (National Meteorological Administration); In case of an earthquake, the evidence of the event's occurrence is represented by the reports received by Natural Disaster Insurance Pool from the National Institute for Earth Physics (NIEP), and Natural Disaster Insurance Pool regularly receives these reports so that the policyholder's effort is no longer necessary.
2. Copy of ID card of the insured.
3. Property documents related to the insured residence, in copy.
The most common forms of property deeds for real estate are:
- Sale-purchase agreement;
- Donation agreements;
- Legal heir certificate compulsory in case the owner or the insured has passed away.
- Building permit together with the completion/commissioning (final) report
- Report of the auction adjudication process of the real estate property along with the record of vesting of possession (in the case of properties acquired through a public auction).
- The title of ownership and the official document for vesting of possession in the case of properties restituted under Law No. 10/2001 (republished, with subsequent amendments and completions) regarding the legal regime of certain properties illegally confiscated between March 6, 1945, and December 22, 1989.
- Court decision
Alternatively, where property deed(s) are not available, the following documents can be presented to demonstrate the entitlement to compensation:
- A tax registration certificate issued by the administrative authorities, indicating that the insured property is registered in the fiscal record under the name of the insured.
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- Agricultural Certification, issued by the local Town Hall where the insured property is located.
- Notarial declaration/deposition, at one's own risk, given by the person requesting compensation, from which it results that she is the owner/co-owner of the residance/dwelling and undertakes to compensate persons who, eventually, will prove with documents their status as owners/co-owners of the insured residance/dwelling.
ATTENTION!
* Claims inspectors may request additional documents after the assessment or may provide the insured with information on the steps to complete the insurer’s claims file.
* The commencement of repair works on the property/dwelling can only be carried out after the damages have been assessed/ascertained by the representative of the insurance company.
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