Thank you for your interest in our website!

Please make sure you read and understand the terms and conditions of use of this website so as to benefit from an optimal and appropriate experience of the services presented on our site. By accessing the website in any manner, you are affirmatively agreeing to be bound by the terms as set forth.

Definitions

●        site - represents the website belonging to the "Administrator", located at the address www.padrom.ro through which the "User" has access to information on the company and the products offered / provided by the "Administrator";

●        user -  is the person entering the WEBSITE for private or professional purposes;

●        link, links - address through which either the modules of a program or the hardware modules of a computer network are connected.

Website Content Ownership

Through its sections, the website www.padrom.ro offers users information about the company, the services offered, normative acts and news about the company's activity.

The content presented on the site belongs to Natural Disaster Insurance Pool and is protected under specific law in the field of intellectual and industrial property. Under such circumstances, users will have the right to use the information presented on the site for strict and solely informative purposes. The entire content belonging to the site, including texts, graphics, logo, icon and images, is a copyright owned by Natural Disaster Insurance Pool and cannot be used by users without the express and written consent of the Company.

In case you notice any incident concerning the intellectual property, please inform us as soon as possible via the contact form published in the contact section.

We reserve the right to deny or restrict visitor or client access to certain subsections or specific functions of the website if there is reasonable doubt regarding an attempt to trick and circumvent the website policy.

Also, access will be denied or restricted whenever there is reasonable doubt that through certain actions an attempt is made to damage our interest.

Confidentiality

Your privacy and security is the number one priority for Natural Disaster Insurance Pool, which is committed to protecting the which is committed to protecting the privacy of all individuals using our services and personal information.

The security and confidentiality of your information are the main priority of Natural Disaster Insurance Pool. The processing and use of data take place in accordance with the General Data Protection Regulation (GDPR) of the European Union. You will find more information about the use of your data in the section regarding the policy for processing personal data.

Links to Third-Party Websites

The Natural Disaster Insurance Pool website provides information that may contain links to websites owned or controlled by third parties. Natural Disaster Insurance Pool has no control over these websites and assumes no responsibility for their content, privacy policies, or practices.

Limitation of Liability

The company does not assume responsibility for the information or documents you provide to Natural Disaster Insurance Pool. Therefore, users exclusively bear the responsibility that any data transmitted to the company through the website complies with the applicable legislation, intellectual property rights, and any other rights of the company and third parties involved. The data should not contain inaccurate information or be affected by viruses or other errors that could harm the company. Additionally, users have the right to use the website exclusively for personal purposes and, therefore, personally and exclusively assume responsibility that the data and information communicated to the company do not belong to third parties who have not expressly consented to this purpose.

Revision of Terms and Conditions

Natural Disaster Insurance Pool reserves the right to modify the provisions set forth above without prior notification to users. Users will have ongoing access to the terms and conditions of website usage by visiting the "Terms and Conditions" page at any time. The modifications come into effect from the moment the terms and conditions of website usage are made available on the webpage.

Your use of the website as a user implies unconditional acceptance of these Terms and Conditions of website usage. If you do not agree to these Terms and Conditions, please refrain from using this site.

Applicable Law

The mentioned Terms and Conditions are governed by the applicable legislation in Romania.

The texts of legislative acts presented on the website are for informational purposes only, and Natural Disaster Insurance Pool does not assume responsibility for the legal consequences arising from their use. The official texts of regulatory acts are those published in the Official Gazette of Romania.